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    Kirsti Pent

    Kirsti Pent

    Partner, Head of Banking & Finance Practice Group
    About

    Recognised as a leading expert in banking and finance, Kirsti Pent is known for her efficiency and innovative solutions. With 16 years of experience, she specialises in advising financial institutions on regulatory matters, capital raising, and financing transactions.

    Kirsti’s expertise includes helping clients navigate the Estonian Financial Supervision Authority’s licensing process, responding to regulatory inquiries, and guiding clients through remote and on-site inspections. She is also experienced in drafting standard contracts and providing strategic advice on financing.

    Kirsti enjoys art collecting and interior design projects, blending creativity with her professional precision.

    Practice areas
    Industries

    Testimonial

    "Kirsti Pent is a fintech expert, and stands out for her exceptional competence. She is widely regarded as one of the best in her field. Her deep knowledge of fintech regulations, combined with a strategic understanding of business models, makes her an invaluable advisor for clients navigating complex legal challenges. What sets Kirsti apart is not just her technical expertise but also her warm, approachable personality, making her a trusted partner who genuinely listens to her clients’ needs. Her ability to provide tailored, practical solutions while building strong relationships sets her apart from competitors. Kirsti's unique blend of professional excellence and personal warmth makes her an outstanding figure in the legal community."
    Legal 500
    "She provides practical and concise advice and adapts to the changing regulatory environment quickly."
    Chambers Europe
    "Kirsti Pent has dedication, availability, helpfulness, professionalism and, in addition, humanity."
    Legal 500

    CV

    Professional career
    Since 2020

    Partner, law firm TEGOS (formerly TGS Baltic)

    2011-2020

    Partner, law office FORT

    2008-2011

    Attorney at Law, law firm Tark Grunte Sutkiene

    2007

    Lawyer, law firm Tark Grunte Sutkiene

    2006-2007

    Project Manager at the Faculty of Law, University of Tartu

    2005

    Internship at the International Organization for Migration, office in Tallinn

    Memberships
    2022

    Chairperson of the Financial Law Committee of the Estonian Bar Association

    2013

    Estonian Association of Young Attorneys (member of the board 2013-2017)

    2008

    Estonian Bar Association (member of the board 2016-2017)

    2003

    ELSA Estonia (alumni)

    Education
    2009

    Internship at Law Office Butzel Long, Detroit, USA

    2008

    University of Tartu, Faculty of Law, Estonia, MA

    2006

    University of Tartu, Institute of Law, Estonia, BA

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