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Fintech Regulations

We support fintech innovators across the Baltics with legal strategies that keep pace with complex regulations and evolving market trends and expectations.

As the Baltic countries cement the reputation as a fintech hotspot, businesses face the dual challenge of regulatory compliance and constant innovation. We guide fintechs through every stage of their growth - from concept to licensing to launch - across services like payments, e-money, crowdfunding, investment, and credit.

Our fintech work is recognised by Legal 500 and Chambers Fintech, reflecting our trusted position in the industry.

Backed by our interdisciplinary collaboration with Corporate, M&A, Tax, IP & IT, and Regulatory teams, we offer holistic guidance that supports innovation and secures compliance. From structuring investment to engaging with regulators and shaping policy through active involvement in key fintech associations, we help clients lead, not follow.

Areas of expertise

  • Product Development

    Analysis of the idea, if and which authorisation is required, and how to ensure compliance, and other legal aspects to consider.
  • Standard Documentation

    Drafting terms and conditions, internal procedures.
  • Licensing

    Preparing the necessary documents and assisting with proceedings.
  • Ongoing Assistance

    Changes to the service and communication with the regulator.